The numbers are in from Gemini's latest report, and they're wild. 

Over half of Gen Z has already dabbled in crypto. 

While their parents were busy calling Bitcoin a bubble, the kids were busy buying it.

The Global Stats

This isn't just a Western thing, either. 

From Singapore to London, Gen Z's leading the charge:

In the U.S., 51% of Gen Z owns crypto, beating out Millennials (49%) and Gen X (29%).

The UK tells a similar story, where 53% of young adults are in, versus 32% of everyone else.

Singapore is similar, where half of Gen Z has digital asset exposure.

And in France, 47% of the youth are HODLing, way above the 31% average

Young Money Moves Different

Gen Z isn’t just doing occasional buying, either – they're going all in. 

In America, one-third of survey respondents are cool with putting 5% or more of their money in crypto. 

That's way higher than the 21% of the general population that said the same thing.

British Gen Z is playing it particularly smart, with 42% using crypto to dodge inflation, higher than the 32% average.

While boomers watch the pound, the kids are watching Bitcoin.

Regulation Roundup

In a surprising twist, only 31% of Gen Z wants heavy regulation. 

The older crowd is much more in favor of big government getting involved in a big way, with 46% wanting government involvement in crypto. 

It looks like growing up during financial crises and seeing massive mismanagement by financial institutions puts some weight behind the “don’t trust, verify” ethos of Web3. 

Well done, young folks. 

Young Generation, New Trends

While Gen Z is diving in, overall adoption is holding steady:

The U.S. and the UK have stayed put at 21% and 18%, respectively.

France has been creeping up from 16% to 18%.

Singapore has actually cooled off, dropping from 30% to 26%.

But Turkey? They're crypto-crazy, with 58% reporting ownership of digital assets, primarily driven by the Turkish Lira’s track record of nosebleed inflation figures. 

73% of U.S. crypto holders are watching candidates' digital asset policies, meaning that in 2025, crypto votes matter.

Sorry, mom, it’s not just a phase.

Gen Z is using crypto to build their future, and so far, it’s paying off.